Whether you're short of cash or trying to spend less, these holiday shopping tips will reduce holiday stress and help you stick to your budget.

1. Compare prices. Do your homework before you go to the store. This is easy to do with newspaper fliers, the internet or a phone call. Retailers become very competitive during the holiday season so be sure to check for the best price.

2. Shop online. By shopping online, comparing prices becomes even easier. Look for free shipping and discount coupon codes. Shopping online will not only save time but will ease the stress of going out and fighting the crowds. Amazon.com offers free shipping with orders of $25. or more.

3. Make a shopping list. Make a list of 2-3 items that you would like to give each person. This way if you can't find one item you will have an alternative. By having a list it also makes it difficult to buy on impulse.

4. Order gift cards online. Most retailers will ship gift cards for free.

5. Give magazine subscriptions. Most everyone has a favorite magazine or hobby. These can be ordered online and with free shipping. This site will even notify the recipient that their gift is on the way: Magazines.com

6. Make it yourself. A tin of homemade cookies or a handsewn pillow will make a warm and thoughtful gift.

7. Send a gift basket. One of the most stressful things to do around the holidays is having to pack gifts and take them to the post office. Order your gift baskets online and have them sent directly to the recipient. GiftBaskets.com is offering a 10% discount on all gift baskets. Use this code ZK-8978 at checkout

8. The last of our holiday shopping tips is the most important. Take some time for yourself and de-stress Stop for that special cup of coffee, take a relaxing bath, listen to your favorite music and enjoy the holidays.