(NewsUSA) - As cold weather begins to settle in, there's no better time for homeowners to begin preparing for the winter months ahead. According to the National Energy Assistance Directors' Association, the average American household will pay $992 in energy costs this winter -; a rise of $94, or 10.5 percent, compared to 2006.

"Home heating and water heating are the largest energy expenses in most homes, accounting for approximately two-thirds of energy bills during the colder months," said Scott Brockelmeyer, director of communications of Ferrellgas, one of the nation's largest propane companies. "But that doesn't mean you can't save money on energy -; even during the coldest time of the year."

There are several easy-to-implement steps that will keep homes safe and warm, and energy bills down. Following these tips, from Ferrellgas, the National Propane Gas Association and the Propane Education & Research Council, can help save money on utility bills and keep wear and tear on appliances to a minimum.

* Heating systems need regular tune-ups. Have your heating system, including venting systems, checked annually by a qualified service technician.

* Replace your furnace filter monthly.

* Keep your thermostat set at a constant comfort level, around 68 to 70 degrees, or consider installing a programmable thermostat to regulate your home's temperature around the clock.

* Protect against windows and door drafts by using caulking and weather stripping to seal potential cracks.

* Turn down your water heater from the standard 140 degrees to 130 degrees. This will help save more than 10 percent on your water-heating bill.

* Extend your water heater's life, and increase energy efficiency, by following the manufacturer's instructions and draining it every six months -; which helps remove lime deposits and sediment.

* Install flow-restricting showerheads. It's possible to reduce hot water usage by up to 50 percent without affecting shower pressure.

* Repair leaky faucets. A leak that fills a coffee cup in 10 minutes wastes 3,200 gallons of water a year.

For more energy-saving tips, visit www.ferrellgas.com.